OPAVITA
Moving to Dubai

Your new home in Dubai — no bad surprises.

Compare renting vs buying, discover the best expat neighbourhoods and speak with an advisor who knows the city.

Talk to an advisor

Why Dubai for your move

0% income tax

Your net salary is optimised from day one, which changes the whole real-estate equation.

Unique lifestyle

Beaches, international schools, safety and world-class infrastructure.

Global community

200+ nationalities in Dubai — schools, firms and networks are well established.

Interactive simulator

Rent or buy in Dubai?

Move the sliders to compare your monthly mortgage payment to an equivalent rent. Indicative estimate — talk to an advisor for a precise simulation.

Assumed average rate: 4.5% · adjustable term · not binding.
Property price1,500,000 AED
Down payment25 %
Term20 years
Equivalent rent7,500 AED/mo
Estimated monthly
7,117 AED
Gap vs rent
-383
35 000+
expats settled in Dubai
200+
nationalities in the city
7 %
average rental yield in residential districts

Frequent questions

Do I need a visa before buying?+

No — a foreigner can buy freehold in designated zones without prior UAE residency.

Which area for a family with kids?+

Arabian Ranches, JVC and Downtown offer good access to French and international schools.

What's the real cost of relocating?+

Budget 3–5 months of rent upfront, deposit, agency fees and school. Your advisor breaks it all down.

Talk to a local advisor

Receive a short-list of neighbourhoods, schools and properties tailored to your project.

Buying versus renting in Dubai as an expat

Expats can buy freehold property in designated areas of Dubai and several other emirates. The decision between renting and buying usually turns on how long you expect to stay: transaction costs on purchase are front-loaded, so a short stay rarely recovers them, while a stay of several years often does.

Renting in Dubai typically means an annual contract paid in one to four cheques, plus a security deposit and agency commission. Buying adds the transfer fee, registration, agency commission and, if financed, mortgage costs; against that you build equity and remove exposure to annual rent increases.

Practical factors matter as much as the arithmetic: school catchments, commute across the city, service charges in the building you are considering, and whether your employment situation allows a mortgage on local income.

Expat housing questions

Can expats buy property in Dubai?

Yes, in designated freehold areas foreign nationals can own property outright, with the title deed registered at the Dubai Land Department.

Is it better to rent or buy in Dubai?

As a rule of thumb, buying starts to make financial sense from a horizon of roughly three to five years, once purchase costs are spread out. Below that, renting is usually more flexible.

How is rent paid in Dubai?

Annual contracts are standard, usually settled in one to four post-dated cheques, with a deposit and agency fee on top.

Do I need residency to buy?

No. Non-residents can buy freehold property, and the purchase itself can open a route to residency depending on the value.